Combined Financial Planning & Investment Management Fee
Controlling cost is an important part of building wealth. We are very mindful of our fees and are committed to being transparent and fair. We are compensated by our clients in the form of Assets Under Management. Fees are deducted from accounts on a quarterly basis. *Our fees are 15-30% lower than industry average. As an independent Registered Investment Advisor, we are not affiliated with a large wall street firm, big bank or insurance company which eliminates costly overhead and marketing expenses. We pass this saving on to our clients in the form of lower fees.
Individual and Family Wealth Management Fee Schedule
$0 - $100,000 = 1.0%
$100,001 - $500,000 = 0.85%
$500,001 - $1,000,000 = 0.75%
$1,000,001 - $2,000,000 = 0.65%
$2,000,001 - $3,000,000 = 0.50%
$3,000,001 - $5,000,000 = 0.40%
$5,000,001 and above = 0.30%
Certain client circumstances may require a negotiated assets under management fee, flat fee, or separate advice fee.
Studies have found that lower fees usually equate to better long term results with investments. We do not sell commission-based investments and believe they are a major conflict of interest. As fiduciaries, we strive to do what is in our client’s best interests. 12-b1 fees are inherent in A shares, B shares, C shares and have commissions built into the funds that many investors do not realize. We avoid these products. Once a plan is mutually agreed upon, we implement with proven low-cost institutional no-load mutual funds, ETF’s, individual stocks and index funds.
*AdvisoryHQ.com 2016. We invite consumers to review our fee schedule compared to the average advisory fee http://www.advisoryhq.com/articles/financial-advisor-fees-wealth-managers-planners-and-fee-only-advisors/#Percentage-AUM
**Advisors may also be independent insurance agents licensed to sell insurance products suitable for Client’s needs and goals. In this capacity, Advisor will receive commissions on the insurance products Client purchases.